What payment methods do you accept?

We accept all major credit or debit cards including, Visa, Mastercard, American Express, and Discover.

 

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• What will the payment look like on my statement?

  When a payment is made with us, you can expect it to reflect on your debit/credit card statement or ACH account as 'SMART DISPUTE NEW YORK NY.' Typically, the charge will appear within 1-3 business days, depending on your financial institution. ...

• Will I be charged a late fee?

  We do not charge late fees; however, timely payments are essential. If payment is not received by the due date, your account may be suspended or canceled. In cases where your card is declined due to insufficient funds or hasn't been updated before we ...

• How often will I be billed?

  Upon enrollment, your first payment covers the cost of obtaining your credit report, setting up your account with a Credit Specialist, and beginning the initial analysis and dispute process. After that, you’ll be billed every 30 days, at your monthly ...

• I was charged after cancellation.

  When canceling Smart Dispute’s services, please note that billing works similarly to a mobile phone plan. If you cancel mid-cycle, you may still be charged for services provided since your last payment. For example, if your billing date is the 1st ...