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What is Credit Repair?
Credit repair is the process of fixing bad credit through the removal of inaccuracies, mistakes, or unverifiable information on a credit report to improve and elevate a client's credit score. It often involves engaging with credit bureaus and ...
How often will I be billed?
Upon enrollment, your first payment covers the cost of obtaining your credit report, setting up your account with a Credit Specialist, and beginning the initial analysis and dispute process. After that, you’ll be billed every 30 days, at your monthly ...
How long does credit repair take?
There is no definitive timeline for credit repair, as the process varies based on each person’s credit needs. How many negative items you have, what kind of negative items they are, how quickly your creditors and the bureaus respond to challenges - ...
Can I apply for credit while doing credit repair?
We strongly advise against applying for new credit while we are repairing your credit. Applying for credit during this time can lead to additional inquiries on your report, which may lower your score and interfere with the progress we’re making. New ...
How long do negative items stay on my credit report?
Negative items can linger on your credit report for up to seven years, but that doesn’t mean you have to wait that long to see improvements. Here's how it works: Late Payments: Usually stay on your report for seven years from the date of the first ...