Do I have to mail the dispute letters myself?
Yes, but we make it quick and easy. Each month, your dedicated Credit Specialist prepares your customized, ready-to-print dispute letters and sends them straight to your email. All you do is print, sign, and drop them in the mail.
This isn’t just busywork — sending the letters directly from you to the credit bureaus actually helps them get processed faster and with less scrutiny. It also keeps your sensitive personal information fully secure. Think of it as a few minutes of your time each month, while we handle all the heavy lifting of crafting and customizing your disputes.
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Why choose Smart Dispute over free self-service credit repair?
As the saying goes... "If you’re not paying for the product, then you are the product." While free self-service credit repair tools may initially seem appealing, they often come with significant downsides that can cost you more time, effort, and ...
How does Smart Dispute compare to other companies?
At Smart Dispute, we offer a level of service and value that sets us apart from other credit repair companies. Here’s how we compare: Comprehensive and Affordable: We provide robust credit repair solutions at a more affordable rate, delivering better ...
Why avoid filing disputes on Equifax, Experian, or TransUnion websites?
Equifax, Experian, and TransUnion are all vying for your attention, enticing you to visit their websites to sign up for their pricey credit monitoring services, while also offering the option to dispute items online. But what’s the catch? Filing ...
What is your Money-Back Guarantee?
At Smart Dispute, our mission is to challenge and remove questionable negative entries on credit reports. We stand behind our service with a robust 90-Day Money-Back Guarantee. If, within this period, you haven't experienced the deletion or update of ...
Can I repair my own credit?
Absolutely! Most companies won't tell you this, but you have the right to attempt credit repair on your own. The Fair Credit Reporting Act (FCRA) ensures that consumers can directly dispute any inaccurate or unverifiable information on their credit ...